The Fariji cover caters for funeral costs in the event of death. The cover is paid out within 48 hours upon notification of the death of an insured family member to assist the family cover the associated funeral expense burden.
Having to cope with the loss of a loved one is distressing enough without the accompanying financial implications. The Fariji cover enables you to give your loved one a befitting send-off and secures your peace of mind by easing the financial burden of the funeral.
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Our last expense cover options cater for a person looking to cover his family, family groups, SME groups, corporates and even chamas and other groups.
Are you interested in last expense insurance? We can help you weigh your options—request a quote today by filling out the form at the bottom of this page.
The cover is based on predetermined benefit limits and their corresponding annual premiums. It pays out a cash lump sum on death of an insured member. A group may only select a single benefit option from amongst the available options for all the members in that group.
Eligibility is first and foremost through membership to a registered group. Once a member has signed up, they are covered for life, subject to annual renewal. However, the below minimum and maximum ages at entry apply:
| Member | Min Age at Entry | Max Age at Entry | Maximum Cover Age |
|---|---|---|---|
| Principal & Spouse | 18 years | 69 years | For life subject to no breaks in cover |
| Parents & Parents in Law | 30 years | 84 years | For life subject to no breaks in cover |
| Children | 2 weeks | 21 years | Up to 25 years with proof of being a fulltime student |
*only biological children, parents and parents-in-law are eligible for cover
The applicable rates of premium per benefit option are detailed below.
NB: These premium rates apply to new groups taking Group Last Expense cover for the first time. For existing groups premiums are subject to provision of claims statistics for the past year of cover as well as full member data.
| Category Main Package | Option 1 | Option 2 | Option 3 | Option 4 | Option 5 | Option 6 | Option 7 |
|---|---|---|---|---|---|---|---|
| Principal Member | 50,000 | 100,000 | 150,000 | 200,000 | 300,000 | 400,000 | 500,000 |
| Spouses (Max 1 per member) | 50,000 | 100,000 | 150,000 | 200,000 | 300,000 | 400,000 | 500,000 |
| Parents & Parents in Law (Max 4 per member) |
50,000 | 100,000 | 150,000 | 150,000 | 150,000 | 150,000 | 150,000 |
| Children (Max 4 per member) | 50,000 | 100,000 | 150,000 | 200,000 | 200,000 | 200,000 | 200,000 |
| Individual Principal Members OR Children Age 21 - 30 years |
50,000 | 100,000 | 150,000 | 200,000 | 200,000 | 200,000 | 200,000 |
| Annual Premium per Family | 2000 | 3,500 | 5,000 | 7.200 | 10,600 | 16,000 | 20,500 |
| Additional Premium per Child (KES) | 250 | 500 | 500 | 1,000 | 1,000 | 1,000 | 1,000 |
| Individual Principal Members OR Children Aged 21 - 30 years |
300 | 500 | 750 | 1,200 | 1,200 | 1,200 | 1,200 |
Did you know that working with an insurance agent doesn’t cost you anything extra? You also get advisory services when choosing covers and we walk with you during claims.
To get started, have the following:
All claims must be notified at the earliest and not later than six (6) months after the occurrence.
Duly completed claim form
Original or certified copy of a valid burial permit
Certified copy of the deceased ID/Passport or Letter of surrender of ID
Certified copy of the beneficiary’s ID/Passport
Certified copy of birth certificate for children
Police abstract for all accidental deaths
The underwriter shall not be obliged to make any payments in respect of any condition or event arising directly or indirectly from or traceable to:
